Investment funds on the Internet. The most profitable investments with examples and profitability

Good afternoon, guests and regular readers of the blog about investing on the Internet. As we all know, investing on the Internet is, at the same time, a highly profitable and risky income. Today there are a huge number that do not pay investors and are created only to lure money from newcomers. Find reliable investment projects quite difficult. To make the search easier and to be sure that projects pay, our blog was created. As you may already understand, on our website you will find stable paying and reliable investment platforms and also how to make the most of them.

I suggest you familiarize yourself with and. These tips will definitely help you navigate your projects. But if, without all the introductions, you are interested in a specific list of stable and reliable investment projects, then feel free to scroll below.

Investment projects that pay

In Internet investment projects there are several stages in which they develop and pay, such as:

① Partisanism ( not present everywhere). You can determine that a project is partisan by its design. As a rule, it looks simple, without various features and images. For example like this:

③ Entry of investors into the project (investors begin to make contributions to the project).
④ Decrease in investor activity.

As a rule, the peak of income can be observed during the popularization of the company. And if we talk about high risks, then this is inherent in the time when the activity of investors decreases, since in terms of the amount of incoming money, payments exceed deposits.

Successfully paying investment projects

➤Pay on time;

➤ Use a licensed script;

➤ Protected from DDoS attacks;

The primary goal for an investor is to find reliable investment projects that pay. It is best to invest your free money in, about which you can find out more by clicking on the link. By the way, we conducted our own analysis of the lifespan of HYIPs. The results were reflected in a separate article on.

02Mar

Hello! Today we will talk about making money on the Internet through investments.

• How much can you earn: from 10% per annum.
• Minimum Requirements: from 1,000 dollars.
• Is it worth it?: if you work in the same niche.

What are investments and how to make money on them

What kind of income can you get from investing on the Internet?

Income figures vary from method to method. On securities you can receive up to 10% per annum, and this will be an almost guaranteed profit. Otherwise, everything will depend on your goal.

If you want to overcome inflation and not lose, then by choosing conservative investment methods, you can receive up to 2 - 3% net annual interest (minus inflation). If you want to make money on this, up to 100% with the correct distribution of funds.

Income very much depends on how you manage your funds. Investing even exclusively in conservative securities, your income may be negative if the economic situation in the country worsens.

The recent history of sanctions is proof of this. Even large companies, whose stability was not in doubt, lost at least 3% in their share prices in a few days.

If we reduce everything to approximate figures, then with all the risks, a beginner can count on an income of 5 to 25% per annum. This is if you make typical mistakes, but at the same time invest money in reliable and moderately profitable things. There is no ceiling on profit, since this method of earning is scalable - income will increase from increasing turnover.

What to invest in on the Internet

In our article we will consider popular ways of investing money, but without emphasis on. Without your participation, many methods will not bring real money. Let's find out where you can invest your money.

PAMM accounts

I put this investment method in first place because it is profitable, risky and very demanding for the investor. The higher your skills, the more income you will receive.

The first one is clear. You buy precious metal, it is stored in physical form in the bank. If the value increases, it can be sold. The second method is more interesting. You are not buying the physical metal itself, but the right to own it. Let's look at an example:

You bought compulsory medical insurance in gold - 10 grams at a price of 2,770 rubles per 1 gram. An amount of 27,770 rubles has been credited to your account. If gold rises to 2,800, your account will have 28,000 rubles. If the price drops to 2,700 - 27,000 rubles. There is no gold, only the cash equivalent at current value.

Such accounts are convenient for investors. During periods when the national currency falls, “metal positions” retain reliable assets - gold, silver, platinum, etc. In relation to the national currency. currency, their value increases, while remaining unchanged in global value. And when a global crisis occurs, precious metals simply take off.

When to invest: When you are ready to freeze your investments for several years or even decades. Or, as in the case of currency, during a period of falling national currency.

How much can you earn: in 2005, gold cost about 500 rubles per 1 gram. Today - 2,770 rubles. In the long term, this asset can yield from 10 to 50% per annum on average.

Own brand

Perhaps this is the most controversial and at the same time effective way investments. Now there are a lot of great specialists in many fields. And in order to really make money, it is no longer possible to be “one of”. You need to be unique so that your services are valued much more.

Investing in your own brand is suitable for anyone, regardless of gender, age or profession. Develop your own name. Try to be heard. And income will grow.

This is not the usual investment of money with interest. This is something different. Access to the next level as a specialist. The more effort, money and time you invest in your own name, the higher your income.

I have given you the most popular and profitable ways of investing on the Internet. However, investment experts prefer to highlight one more type of investment: in their own development. Because your most important asset is yourself. Therefore, before asking where to invest money to earn money, spend it on yourself, your education and knowledge.

In order for you to invest your money optimally, I have prepared 3 small rules. They are clear and hardly require explanation. But if you follow them, you can count on the fact that you will not lose, but will begin to earn.

1. Separate assets.

Diversification (separating assets) will greatly help you avoid drawdowns if you choose the wrong investment object. For example, if you have $1,000 and want to invest it in PAMM accounts, it is better to split your portfolio as follows:

Conservative traders - about 60 - 70% of the amount. Aggressive traders - 40 - 30% of the amount. This will help you avoid severe drawdowns when aggressive traders go into the red due to risky trades, and in the case of breaking even on conservative accounts, aggressive investments will yield profits.

And so it is in everything. In general, top investors advise investing in conservative assets. This way, you can be guaranteed to make a profit, cover inflation, and with the help of aggressive investments you can earn about the same amount.

2. Work in one direction.

You shouldn’t be scattered across several types of investments. The longer you work in one field, the more pitfalls you learn, and the higher your profits become. As an example: investing in websites. The more you bought them, worked and were able to reach a stable profit, the better you understand monetization, promotion, and current trends.

Once you start investing in one area, you will inevitably encounter errors and pitfalls that are not publicly available. That is why you should not disperse your efforts in several directions. The sooner you get comfortable in one thing, the less money you will lose and the more you will earn.

3. Don't chase profit.

Maintaining balance is one of the most important rules of investing. If you invest in a high-return asset that is too risky, you will likely lose money. Everything in the financial world follows one rule:

The higher the risks, the greater the profit.

That is why it is better to avoid anything too risky at first. But since investing in some areas on the Internet is in itself a rather risky activity, I recommend not investing large sums until you fully learn to distinguish a profitable option from an outright deception.

That's three simple rules, which can be used in any type of investing on the Internet. They are simple, but it takes a lot of money for some to fully assimilate and understand these truths. It's better to learn from other people's mistakes than to lose money.

Conclusion

Any investment, although considered passive income, requires participation and special knowledge. Work in one direction, actively develop and periodically increase your investment capital. Then in a few years you will be able to achieve good passive income and work solely for pleasure.

Hello! In this article we will talk about investing on the Internet.

Today you will learn:

• About the features of investing on the Internet;
• How can you start making a profit?
• About the rules of online investment;
• And how can you earn money with only 100 rubles.

The Internet has made many areas of everyday life much easier. But most of all he influenced the financial sector. Now you don’t need to wait several days for money transfers, cash has almost completely disappeared from companies’ circulation, and banks are already issuing loans on the Internet in full force.

Investment activity is also gradually moving to the Internet, but the rules for investing on the World Wide Web are still just being formed. So what should you invest in on the Internet? How can you get maximum profit? And what risks await those who dare to invest on the World Wide Web? You will learn about all this below.

Features of investing on the Internet

Websites are made for several purposes:

• Making profit from advertising;
• Sale of goods or services;
• Self-promotion.

The most popular way to make money on a website is advertising, and for this, dozens of websites are created every minute, only one of which will bring real profit to the owner. In order to do this, you will need minimal knowledge in the field of website development and promotion. But most of this knowledge is acquired along the way, and the main thing in creating a website is to start.

Startups

Investing in is a rather risky but profitable idea. There are many services online where people raise money for their new and ambitious projects. Investments in their business presuppose the presence of a share and, accordingly, a claim to the company’s income.

To understand the likelihood of receiving an investment, you need to look at the statistics:

20% of startups turn out to be profitable for investors. 60% reach the point of self-sufficiency and end their activities. 20% bring losses. Accordingly, 1 out of 5 startups will make a profit, 3 will return investments and 1 will be unprofitable.

This is why you need to invest in startups with a minimum amount of knowledge. First you need to carefully study the niche, then the project, and only then make a choice whether to invest your money in it or not.

Mutual lending platforms

Mutual lending among individuals is what the market has come to over the past few years. The emergence of microfinance organizations has left the niche of short-term and cheap lending open. And platforms have come into play, distributing money between investors and creditors. Most often by individuals. Interest rates on such sites are higher than in banks, but lower than in microfinance. They bring up to 50% per year.

There is another service for mutual lending - Debt Webmoney. There, users independently issue loans to each other. Interest on loans can reach 100% per day, but the risks are quite high. About 70% of loans through this system are not returned to creditors.

Deposits in microfinance organizations

Microfinance satisfies the population's need for quick money, but their own funds are often insufficient for this. That is why they attract deposits from individuals and in large volumes. You can become an investor by going to the website of any microfinance organization in the “investors” section. There will be all the up-to-date information about the amount of funds for depositors, interest rates and guarantees.

This method is very risky due to the fact that there is a high risk of non-return of funds from clients, and, accordingly, a delay in payments on the deposit.

Domain Investments

The most controversial of all investment methods. It can bring either 10 million in one transaction or not bring a single cent to the investor. Who invests in domains and why? Most investors assume that a company or individual will want to make a website on a topical domain, and buy it in advance to resell it.

Some domains that are now owned by global corporations have brought in hundreds of thousands of dollars to their original owners. And all so that the domain is remembered and associated with a specific company.

Pros and cons of investing on the Internet

Now let's look at all the pros and cons of investing on the Internet.

The advantages include:

• Consistently high profits;
• All operations are carried out from home;
• Free schedule;
• Minimum financial investment;
• Ease of control;
• Possibility to withdraw funds at any time.

But there is one minus, and for some it may cover all possible advantages. This disadvantage is the huge risks that the investor takes on. Having invested in any online project, regardless of whether it is a Forex broker, a startup project, or a mutual lending exchange, it is always worth remembering that there is a significant risk that the money will not be returned.

There are two categories of risks: trading and non-trading. Trading mistakes include many of the investor's mistakes in managing funds. Wrong choice of object, amount of investment, slow reaction to losses, and so on. All this leads to the fact that the investment account goes into the red, and the investor suffers losses.

Non-trading risks are everything that does not depend on the investor. Force majeure, hacker attacks and other events that occur by chance. They cannot be prevented, but you can react in time and minimize your losses.

Fraud by investee companies appears, at first glance, to fall into the second category. But that's not true. Investing in scammers is a direct mistake of the investor and his shortcoming. This means that the person did not collect all the data about the company and was unable to recognize the fraudster.

One of the rules of investment is that losses fall entirely on the investor. After all, he himself chose the object and the amount of investment. Therefore, from every loss of money he must learn lessons about what not to do. But we should not forget that profit is also the result of the investor’s activities, and it also needs to be analyzed and the same decisions repeated in order to receive income in the future.

The main mistakes of investors

It’s better to learn from someone else’s example, so let’s look at the top 5 main mistakes of novice and experienced investors:

1. Lack of strategy. This is the main mistake that reduces investment to playing in a casino. Wins are possible, but losses will hit your pocket much harder;
2. Investment in one project. Diversification (sharing) of risks is the key to making profits and minimizing losses. Divide your investment into 3 projects, and the failure of one will not hit you so hard at the expense of the others;
3. Investing in untested projects. Returning to the previous topic - fraud on the part of the investment target company lies entirely on the conscience of the investor, because he himself chose and invested his funds there;
4. Pursuit of profit. Especially at the initial stage, investors try to get everything at once by investing in high-yield, untested assets. And they naturally fail. Excessive greed benefits no one;
5. Neglect of safety. Payments on the Internet must be protected to the highest level. Safety depends on this cash, especially in current realities constant hacker attacks.

In general, beginners just need to follow simple tips indicated in this article and avoid mistakes in order to receive a stable profit with a high degree of probability.

Hello, dear readers of the blog site. Mogish Ivan is in touch and today I have the honor to tell you about, which today are the best from the best.

That is, if you are involved in investments and you are interested in finding out where others are investing now, you have come to the right place. Especially for you, I have selected our TOP 3 Internet projects that work stably and are guaranteed to withdraw accumulated funds (I will attach screenshots). So I can guarantee that with our rating of projects you will be able to increase your financial capital significantly.

So let's get started...

The best investment projects on the Internet 2018

Don’t know how to quickly monitor the situation on investment projects? Then we recommend paying attention to the blog, which analyzes hype projects without bias and as objectively as possible. The blog has long gained a positive reputation and authority among investors on the Runet. The administration also pays refbacks and TOP insures the deposits of its partners.

Let's summarize

What would you like to say in the end? Yes, a lot of things. But I'll be brief. The above projects are the best today in our opinion. They have proven themselves only with the best side. We have never had problems with payments or performance here. Everything works like clockwork. Ugh, ugh, so as not to jinx it. Therefore, you can completely trust them with your funds. Income will definitely not bypass you here. And I draw your attention to the deposit bonus! Don't forget to order it! Remember, with it you will quickly break even and at the end of the deposit period, your profit will increase significantly.

In addition… I draw your attention to such investments as PAMM accounts. It’s a very good option to make money on Forex without going deep into its training. If you don't understand what we're talking about, go to . There I sorted everything out. The information will definitely be useful to you.

I’ll just say that we invested $500 here and we already have our first income.

Well, that's all friends. I hope that I have answered all your questions and now you know about the three best investment projects.

Thank you all for your attention. See you soon on the pages of the blog site

Best regards, Mogish Ivan

Hello friends! With you is Alexander Berezhnov, entrepreneur and founder of the website “PAPA HELPED”.

Everyone wants to earn money without leaving home. The global network allows everyone to earn income with just 1,000 rubles in your arms. In this article I will talk about investing on the Internet, share my experience and explain in detail what you need to do to make your money generate income.

I’ll say right away that the article will not contain links to scams and HYIPs, so that you, dear reader, do not lose your money.

Remember that all investments with profitability above 20% per annum are associated with increased risk and the Internet is no exception!

From the article you will learn:

• How to invest your money on the Internet and not lose it?
• What areas of investment will be relevant in 2020?
• Signs that they want to deceive you: how to distinguish a financial pyramid from an honest online investment project?

Already interested? Then let's go!

What are investments on the Internet, what are they like and how can a beginner make money on them?

Let's start with what investment is in general, since it makes no difference whether you are engaged in this area online or not.

Investments– these are resources (time, money, equipment) invested in a project with the aim of increasing them (making a profit).

All investment tools, both online and offline, can be divided into 3 conditional categories regarding risk:

1. Conservative. Profitability: up to 12% per annum. This includes bank deposits, government bonds, residential real estate, and precious metals.
2. Moderate. Profitability: from 12% to 25% per annum. This category includes commercial real estate, shares of well-known blue chip companies, bonds of large private enterprises, and antiques.
3. Aggressive. Profitability: over 25% per annum. These are investments in business, startups, the purchase of cryptocurrency, little-known but potentially interesting funds with “exotic assets”, for example, profitable Internet sites.

Please note that I’m not even taking numbers like this here: 100-200% profitability or more. Since in this case the risk of losing your funds is almost guaranteed!

Now I’ll tell you exclusively about investments on the Internet and their features.

If you are looking for where to invest 1,000 rubles and receive from it consistently 100-200 rubles monthly, I recommend giving up this idea and taking off your rose-colored glasses. All projects that promise 1,2,3 or 5% per day- obviously fraudulent.

Yes, at your own peril and risk, you can invest money in such an adventure to play with it and tickle your nerves, but nothing more.

Invest only those funds that you might lose and never take out a loan for investment unless you have experience and a detailed understanding of the investment object.

There are several on the Internet relatively reliable tools investments, but they do not give you a 100% guarantee of their safety and increase:

1. Your own internet project(website, blog, service).
2. Investments in securities(stock market).
3. Compulsory medical insurance – ABOUT impersonal M metal WITH couple (purchase of virtual precious metals for real money).

I will give you options on how to make money by investing on the Internet.

These are general schemes for users with different levels of competence:

1). Register a domain (site name) with a sonorous name and resell it. Here your profit can be very significant, but the risks are also high. You need to find your buyer. You can do this in just 100 rubles, and the profit can be several thousand . But this is more of a business than an investment; it is called cybersquatting.

2). Buy a website, which brings in income from advertising and “milk” it further. The essence is the same as with a business: you acquire an enterprise and receive income from it as the owner.

3). Create an online portfolio from different investment instruments: several sites, stocks, bonds, deposits. Here you will have both conservative investments and more risky ones, but with higher income.

This is the most sensible approach, since due to the number and variety of assets, the risks of losses are reduced.

Myths and misconceptions about investing on the Internet - you need to know this

Often people do not have many prejudices and misconceptions. Here I have revealed the most common ones.

Myth 1. On the Internet, the principles of investing are somewhat different from offline. The essence of both is the same, you risk your resources in the hope of getting interest on them. The higher your risk, the more potentially profitable the investment. However, on the Internet, much less attention is paid to the correct preparation of documents and the official execution of the transaction. As a result, the investor may simply lose the right to the purchased asset.

Myth 2. To start investing you need millions of rubles (dollars) or at least hundreds of thousands. Most people imagine an investor as a rich guy who over 50, with a cigar and a bag of money. This is wrong. By building his online portfolio, an investor can buy stocks and bonds whose price is lower 1,000 rubles and these will be his first assets. Of course, the profitability will be appropriate: you will earn a couple of buns a year from such capital, but the main thing is to take the first step and understand the topic in practice.

Myth 3. There are other risks when investing money (some people believe that there are more of them, others believe that there are fewer of them). The risks when investing on the Internet are the same as offline. They are no more and no less. You can lose money anywhere. To prevent this from happening, carefully evaluate the investment object and draw up documents correctly if you give money to someone. Also try to get other money-back guarantees when transferring funds online.

Myth 4. Internet investments bring much more than real estate or a bank deposit. There is some truth here, but the risks of most Internet tools are much higher than banking and real estate. Think for yourself, would tycoons with money invest their millions of rubles or even dollars in a bank at meager interest rates, if the Internet allows you to earn money at the same risks? 5-10 times more.

Myth 5. You DO NOT need to pay taxes on income from investments on the Internet and in general this money is not visible to anyone. I'll upset those who love freebies. According to the law, a person must pay taxes on any income. So there is no escape from this. Especially in lately The tax service very closely monitors the movement of funds not only from companies and entrepreneurs, but also monitors those who withdraw profits in large volumes from their electronic wallets.

Where to invest money on the Internet to earn interest higher than bank interest?

Attention! The methods described below really allow you to earn more sometimes 1,000% per annum. However, in the long term 99% investors in these instruments either lost all their money or went into a deep minus (received a drawdown in the investment portfolio more than 70% ).

Be careful, take smart risks!

PAMM accounts

A popular highly profitable instrument. Its essence is as follows. A forex company collects money from several investors in a trader's trading account.

EXAMPLE

Let's say Vasya has 1,000 dollars , at Petya's - $2,000 and Masha's - 3,000 “green” . Total for the guys $6,000 . And our investors deposited this money into the account of trader Misha.

Misha trades with investors' funds and shares the profits with them 50/50. It seems that the trader is directly interested in trading profitably.

BUT!

In fact, it often turns out that the broker (Forex company) is in cahoots with this trader, and all the money (investors) lost by him on the stock exchange actually goes into the broker’s pocket, and he already shares part of the lost funds with Misha.

Yes, there are really cool traders and honest brokers, but there are not many of them and it’s difficult to find them in the public domain.

Nowadays there is almost no person who uses the Internet and has not heard about cryptocurrencies. We recently published an article about... People who believe in a new financial era prefer to invest real money in virtual coins in the hope that they will grow.

Some people speculate on cryptocurrency exchanges and earn money without leaving home. Others prefer to set up a mining farm and siphon virtual money from the Internet. I have a friend who trades crypto on the stock exchange. Sometimes he manages to earn money 5% each on capital daily, and sometimes the trader simply drains the account to almost zero.

If you are not afraid of fluctuations in the cryptocurrency rate, and you are going to wait until the virtual currency grows, then try investing in it. Now there are a lot of options on the market: from the well-known Bitcoin and Ethereum to local and “homemade” cryptocurrencies.

Stock market: stocks, bonds

This is a classic area of ​​investing that can be done on the Internet. In fact you can start with 1,000 rubles and practice buying and selling securities.

However, to truly earn money, you need significant funds: at least from $10,000 . Firstly, you need to know which stocks and bonds to buy, and secondly, take into account the risks. Here you can also lose some money if you misjudge the direction of the market.

Although leading millionaires and billionaires prefer to invest money here.

For example, Warren Buffett, the world's leading investor, became one of the richest people on the planet by investing wisely in stocks.

To learn all the intricacies of investing in stocks without leaving home, I recommend that you go through course by Fedor Sidorov. My friends and I took this course and it really helped us take our first steps in this direction.

Forex currency market

Forex– a sensational get-rich-quick topic recent years. In fact, it is a legal foreign exchange market designed for the exchange of large volumes of one currency for another, for example between countries or large companies of different countries.

But enterprising people realized that they could speculate on it, exchanging one currency for another and taking the difference for themselves. They are called stock traders. Forex is intended mainly for quick earnings and cannot be classified as an online investment tool.

Yes, here you can double your capital in a day, but you can also lose it to zero. If you have steel balls... that is, nerves, then you can try yourself in this topic of “investing on the Internet”. But before you start trading, practice on a demo account.

And here's some more important information: Most forex brokers or so-called dealing centers are “kitchens”. They do not bring your transactions to the real foreign exchange market, and all trading takes place according to quotes (graphs) that are profitable for the broker. By losing money, you feed the brokerage company and nothing more.

Well, forewarned is forearmed, but the choice is yours anyway.

Binary options

These are exchange contracts. I won’t describe their essence here. The principle of making money on them is the same as on Forex. You trade virtual “securities” and if the price forecast is correct, you take profit.

If you don't guess the direction, you lose money. According to some investors and raiders, binary options are an even more aggressive instrument than currency. If you are feverishly planning to become a millionaire by trading this asset, be careful. You can lose everything here.

Microloans

According to the law, microfinance organizations registered in the prescribed manner can raise money from the population in the amount of from 1,500,000 rubles. As you can see, the amount is not small. At the same time, you can count on profitability 20-30% per annum.

Your money will work due to the fact that it is issued to other people at a higher interest rate: 50-100 per annum. But there is also a share of non-returns of issued funds; these risks are already included by the microloan organization in the interest on payments to investors.

This is a more reliable instrument with a fixed good return and a small amount of risk. An official contract will be concluded with you, where all the conditions will be specified.

BUT, REMEMBER!

Your “contribution” to a microfinance organization is not insured by the DIA ( A agency for WITH fucking IN treasures), as opposed to deposits in banks.

HYIPs

These are highly profitable projects on the Internet. They usually disguise themselves as investment companies that make money on Forex or cryptocurrencies. But in reality they are ordinary financial pyramids.

If you follow the information field, you probably know about the high-profile collapse of the Cashbury pyramid. According to government estimates, citizens lost in it from 3 to 10 billion rubles .

They tell you that “we make money on new technologies, blockchain, cryptocurrencies.” At the same time they promise 100-200% , and sometimes 500-600% per annum.

People sell their last property, take out loans against 20-30% and invest money in these projects. As one would expect, at the stage of 6-20 months the HYIP is closed, and its management goes on vacation to the islands with girls and expensive cars at the expense of gullible investors.

Of course, there are also honest HYIP projects and they really invest money in securities, real estate, Internet sites and other understandable instruments. However, they promise no higher profitability 30-50% per annum.

Just think about why some fund would attract hundreds and thousands of private investors, paying them 200-300% for the use of money, if under 12-20% the same money can be taken from a bank or, at worst, from big tycoons for the same 30-50% per annum.

Be careful with HYIPs. You can indulge in them, but I wouldn’t invest significant amounts of money.

Anonymized metal accounts (OMS)

You can invest online in precious metals. To do this, you can tear off impersonal metal bills directly from your computer. Their essence is that your money is “tied” to the current exchange rate of gold, silver, platinum or palladium and as the price of the metal rises, you make a profit.

However, the cost of metals may fall. In this case, your capital will decrease. But despite this, historically, prices for precious metals rise every 5-10 years and compulsory medical insurance can truly be considered as a type of long-term reliable investment.

Games with money withdrawal

There are many ways on the Internet to invest in games with the withdrawal of real money. But they do not appear in the system by themselves. In essence, this is the same financial pyramid, only here you need to take various actions to increase the level of payments.

Every day, games like “Bird Farms” appear, where the participant needs to deposit real funds and buy birds with them.

The more birds you have and the higher their rank, the more eggs they lay. You sell your eggs on a special farm and get points for them - money. These funds can be spent again on buying birds, or you can simply withdraw them to your e-wallet.

There are also games on the Internet about homeless people, taxis and other areas that imitate real life.

Below I have compared the following online investment methods in the table:

To competently compile your investment portfolio and invest money in truly reliable instruments, I recommend going through course by Fedor Sidorov on investing. In this course you will learn how to select and evaluate stocks and bonds. You will be told about the nuances of investing in ETFs, cryptocurrency, how to recognize HYIPs and how to effectively manage your finances.

My friends and I successfully completed this training and it allowed us to properly manage our free funds and begin to increase them.

Each lesson is accompanied by homework and upon completion of the training you will have a full set of step-by-step actions that will certainly lead to a financial result.

Watch Fedor's short video where he shares the 7 golden rules of a successful investor:

Diversification on the Internet - creating your online portfolio

There is a rule in investing - invest money in different instruments, so that if one goes bankrupt or stops bringing interest, others will compensate for it at that time and “pull” your capital into a plus.

In professional investor slang this term is called diversification, that is, division.

This point is also popularly called “don’t put all your eggs in one basket.” The implication is that if she flips over, they will all break.

Make a portfolio from your investments on the Internet, that is, a set of these very tools in different proportions.

EXAMPLE

Do you have 100,000 rubles for investment.

20,000 rubles you invested in impersonal metal accounts, 20,000 rubles– in HYIPs, on 50,000 rubles bought bonds, and with the remaining money - 10,000 rubles purchased shares of well-known Russian companies (Gazprom, Sberbank).

Thus, you have created an investment portfolio of various Internet assets. Because 50% If your portfolio contains conservative assets (bonds), then overall the risks in the portfolio will be moderate.

Yes, this means that you divided the investments in HYIPs at least by 3-5 different projects.

With such a portfolio, with relatively low risks for a given amount, you will be able to earn from 20% to 80% per annum. In the most pessimistic scenario, you are unlikely to lose more than 30-40% portfolio.

When your portfolio is created, use a convenient service for monitoring your investment portfolio - Intelinvest.

It will help you keep track of your current assets and conveniently manage your portfolio via the Internet.

Investments in Internet projects with low risks - TOP 5 proven areas

Here I present real projects in which you can invest money on the Internet and have a constant income from them. All of them are more likely related to business, so in addition to money, in most of them you will have to invest your time, and possibly the work of other people.

1. Your own YouTube channel

Nowadays, no matter what, everyone strives to create their own video blog. And this is the right decision. You will need money to buy equipment: camera, special lighting, microphone, chrome key (green background). But if you develop your YouTube channel correctly, after a few months you will become a recognizable figure in the Internet space and will be able to charge money for advertising on it.

The first item of income will be Google Adsense is an advertising network that allows you to broadcast advertiser videos that automatically pop up on top of your video. You have seen these commercials while watching YouTube videos. Yes, often such advertising is annoying, but you receive money from it passively, that is, you have no technical impact on its broadcast on the channel.

Further, if your channel has a significant target audience for advertisers of a certain profile, you will be paid money for placing direct advertising. This is how some popular YouTube bloggers earn hundreds of thousands and even millions of rubles. And they started filming their videos with a simple iPhone and a lapel microphone for a couple of thousand rubles.

2. Online store

You can invest money in your online store. You can order goods from China and sell them in your country through one page site or a full-fledged online store. Investments will be needed for the product and the development of the site itself.

Then, when the store develops, it can be sold as a ready-made business. You can also buy a ready-made online store, which will require significantly more money, but here you won’t have to bother with its development, spend money on a programmer, and learn from your own experience how to promote and sell products.

Having launched one project, for example, in the niche of goods for children, no one is stopping you from scaling and investing money in the purchase next project in another niche.

3. Internet service or application

This has been a popular trend in recent years. Here you are not acting as a developer, but giving money to smart guys who will “develop” such a service and share part of the profits with you. For example, a well-known businessman in the IT field, Pavel Durov, attracted a co 2 billion ! dollars through ICO - the release of cryptocurrency for the Telegram messenger.

The risks here are very high, and you should know personally the people you trust with money. For greater reliability, Russia and the CIS countries have adopted the rule of project co-financing. That is, an entrepreneur must invest a significant amount of money into the project and show the result of his work before going to investors.

Investments in such projects are similar to the principle of “sink or perish.” That is, if the project “shoots”, you multiply your money by 100-1,000 times and become a millionaire, and if you go bankrupt, you simply lose them. This is why proper diversification is needed. It is just as relevant in online investments as it is offline.

4. Share in someone else's online business

Buying shares is another way to invest money online. Now we won’t discuss for a long time how to formalize this correctly legally, the main thing is to understand the principle.

Yes, there are a lot of nuances here, but the general idea is this. By the way, when you sell the project, you will also receive one tenth of the money received for it as a shareholder.

And this principle works in any business: both online and offline. In the stock market, in the same way, when you buy a share of a large enterprise, you become its co-owner, even if it is only 1 millionth part. But every quarter or once a year, according to your promotion, you will receive interest from the profits of the entire company.

When you sell it, you will also receive the value of your share. You can either lose money or earn money on this trade. It all depends on the market price of the company at the moment - its capitalization.

5. Your own website or blog: the founders of the “PAPA HELPED” project share their personal experience

You can also buy a profitable information project (blog) and receive income from it.

For example, the popular exchange for buying and selling websites and domains “Telderi” allows you to buy and sell your projects.

In 2012, my partner and I created the popular business website HeatherBober.ru, over time it reached traffic 30,000 people per day and brought it to the peak more than a million rubles per month.

You can create such a project yourself if you have a lot of time and the necessary knowledge. When we started, we invested everything in the project 1,500 rubles per year for domain and hosting.

But if you do not have the knowledge to create profitable websites, you can buy it on the above exchange. Starting with 100,000 rubles and having received your first experience with the site, you will be able to gradually increase the pool of your Internet assets.

There are guys who have dozens and even hundreds of information sites with good income, and the profit of such webmasters is measured millions of rubles per month.

You can invest in websites either independently or by finding co-investors. Then you don’t have to run the site yourself, but give it to someone experienced in this matter to manage it for a monthly percentage of the profit.

How to avoid falling for scammers

Investments on the Internet involve the risk of losing them due to dishonest people.

Here are a number of rules on how not to lose your money and not run into scammers:

1. Beware of projects with unreasonable excess profitability and daily interest payments. Fraudsters usually offer you 1% profit per day with the possibility of daily withdrawal. IN 100% In some cases, these are financial pyramids.
2. Check the availability of company coordinates. Carefully study the “Contacts” section on the project website. As a rule, scammers indicate a fictitious address on the website. Whether this company is actually located at the specified legal address can be checked through the 2Gis service. You will never find the number listed on the site in the landline phone directory.
3. Demand that the transaction be completed legally. Do not invest in Internet projects where your transfers are made without a formal contract and any guarantees.
4. Don't be fooled by unrealistic promises. Fraudsters on the main page of their website clearly indicate a risk-free strategy for investing your funds.
5. Beware of investment projects with a low entry threshold. No serious investment company will take 100, 200 or even 500 $ for management. Since the operating costs of maintaining a client will exceed the real income from such investments.

Frequently Asked Questions

These are the questions that concern people the most in my experience.

Question 1. I want to take the first steps to “get into the swing of things.” Are there investments on the Internet starting from 100 rubles or are larger amounts needed? Rakim, 23 years old, Tula

Rakim, yes, investments can be made from 100 rubles, to be more precise, then with 1,000 rubles you can already build a micro-portfolio. You can invest money in all the instruments described above. This amount, of course, will not bring you a solid profit for the year, but it will give you an understanding of the first steps in investing. You will understand in practice what an investment portfolio is and why diversification is needed.

And the most important thing is that you “feel” each direction in real life in order to form your own unbiased opinion about it.

Question 2. A friend offers to become an investor in his Internet service; he needs 500,000 rubles. The service concerns career guidance for people, mainly young people and schoolchildren; it already has successful experience in this matter. Promises 30-50% per annum on invested funds, is it worth investing? Dmitry, 31 years old, Moscow

Dmitry, you can try, but always remember that the risks lie with you. Ask your friend if he is ready to become a co-investor in his own project? If yes, then his interest will be clearly higher than just taking money from someone.

In the most pessimistic scenario, the application “will not work” and you will lose some of the money or even the entire amount, but will gain invaluable experience. The main thing is not to invest borrowed (credit) funds in such a project and do not risk the last money necessary for life. Good luck!

Question 3. By nature I am a conservative, I don’t like to take a lot of risks. Are there investments on the Internet with low risks, albeit low returns? Ivan, 33 years old, Krasnodar

Ivan, yes, there are such investments. First, buy federal loan bonds, the interest rate there will be slightly higher than the bank interest rate, but this is no longer just a deposit in a bank, but a real investment instrument. Having dealt with bonds, you can gradually switch to liquid shares of Russian companies (blue chips).

For greater reliability, it is still worth placing part of the funds on a bank deposit in 3 currencies and diluting them. All this can be diluted by investing in impersonal metal accounts.

For a beginner, such a portfolio will be quite conservative and you will see in practice how this or that instrument works.

Question 4. What qualities should a novice investor have in order to succeed and not lose money? Denis, 24 years old, Smolensk

Denis, firstly, a novice investor must have common sense, that is, critically evaluate his actions and the financial instrument in which he invests money.

Secondly, he must have the basics of financial literacy and understand the principles of money management, and know the features of a particular asset.

Thirdly, correctly assess the risk/return ratio.

And fourthly, be emotionally neutral, see numbers and think with them when taking actions with your finances.

Question 5. If the HYIP in which I invested money is closed, is it possible to somehow return it according to the law? Igor, 28 years old, Kirov

Igor, unfortunately the chances are almost zero. However, on the Internet I once saw a service provided by lawyers for the return of money from financial pyramids, dishonest Forex firms, and so on.

You can contact a lawyer for advice and he will tell you what to do in your situation. This can be done online through the proven legal assistance service “Pravoved”. Here you will receive a response in about an hour.

Question 6. If you want to try something exotic, tell me what new types or tools of Internet investment have appeared today? Irina, 32 years old, Novosibirsk

Irina, in my opinion, exotic species financial instruments for you will be those that you have not yet used. But keep in mind, all “exotic” instruments are often unreliable. Therefore, it is better not to invest in them important to you amounts. If you decide to invest in such assets, then first invest a little to play around and “test the waters.”

But don’t forget about diversification here too.

Instead of a conclusion

The Internet is a great environment for investment. However, here, like everywhere else, there are risks. Before parting with an impressive amount, think 100 times, is it worth it?

And if you do decide to invest, thoroughly study the project or person you are going to collaborate with.

Do not invest money in dubious projects if they promise you mountains of gold and profitability in 100-200% . It’s better to “strangle the toad in yourself” and look for more reliable tools, even with several times less profitability.

In general, in my subjective opinion, if you dream of becoming a rentier - a person living on interest from capital, you need according to the most conservative estimates at least several tens of millions of rubles. This way you will have a stable output in the area 10-25% per annum with minimal risks.

I think that professional investors will agree with my idea.

As a result, watch the video again, which talks about most of the methods described in the article:

Most people are looking on the Internet not for investment tools, but for a way to get rich quickly. Moreover, without having the money and proper qualifications for this. In one of the previous articles on “PAPE” it was already talked about. Check it out if you're interested.

That's all I have for today.

The main thing in investing is to control yourself and understand the basic principles of financial literacy. Then your investments will bring profit, not disappointment.

Good luck and material well-being to you!

PS. Dear friend, have you ever invested your money online? Share your experience. Ask your questions on the topic in the comments. My colleagues and I will be happy to answer them.

Alexander Berezhnov.